IRS Releases HSA and HDHP Limits for 2027 Plan Years

June 4, 2026
Executive benefits quoting

The IRS has recently released Rev. Proc. 2026-24. In this notice, the IRS announced the annual alterations to certain HSA and HDHP monetary values for 2027:

  • HSA Contribution Limits: $4,500 for self-only coverage and $9,000 for family coverage (up from $4,400 and $8,750 in 2026).
  • HDHP Minimum Deductible: $1,750 for self-only coverage and $3,500 for family coverage (up from $1,700 and $3,400 in 2026).
  • HDHP Maximum Out-of-Pocket: $8,700 for self-only coverage and $17,400 for family coverage (up from $8,500 and $17,000 in 2026).

HSA catch-up contributions for those ages 55 and older remain constant at $1,000.

You can read the entire Rev. Proc. HERE.

Heather Reynolds, ESQ

CCO - Administrative Officer
FNA Insurance Services, Inc.
516-348-7199 |[email protected]

Michael Bivona, JD

Compliance Analyst
FNA Insurance Services, Inc.
516-348-7135 |[email protected]